Mukhyamantri Mahila Utkarsh Yojana 2023:The Gujarat government is always running various schemes to make women self-reliant. The information of Mahila Utkarsh Yojana is given in this article. The following information is given on which to apply, who will get the benefit, what documents are required, how to get the loan assistance, the objective of the scheme, targets etc.
Mukhyamantri Mahila Utkarsh Yojana 2023Name of the scheme Mukhyamantri Mahila Utkarsh YojanaLaunched by Gujarat GovernmentTotal Budget Rs. 168 croreFinancial support to women’s groupsWomen’s groups: 1 lakhWomen group members: 10 lakhPurpose Of Providing Credit
Implementation of this scheme in rural areas by Gujarat Livelihood Promotion Company Ltd. (GLPC) and in urban areas by Gujarat Urban Development Mission (GULM). The main objective of this scheme is to create 1 lakh Joint Liability Earnings and Savings Group (JLESG) and make 10 lakh women self reliant by encouraging joint economic activity through these groups.Mukhyamantri Mahila Utkarsh Yojana Features
If each group pays regular installment under this scheme, Rs. Provision has been made to pay interest above Rs. 1 lakh from the Government.Under the scheme 60,000 JLESG will be covered in rural area and 30,000 in urban area. In which the amount of interest is to be paid by the government to the lending institutions on behalf of the women’s group.For successful implementation of this scheme Nationalized Banks, Grameen Banks, Cooperative Banks, Private Banks, Cooperative Societies and RBI Other recognized credit institutions – MFIs will also be promoted by the Government. (* Changes may be subject to change).
The Purpose Of The Scheme
Involve women in the Joint Liability Earnings and Savings Group (JLESG).
Mukhyamantri Mahila Utkarsh Yojana Eligibility CriteriaThe eligibility to avail the benefits of this scheme is as under.Applicant must be a permanent resident of Gujarat.The applicant in this scheme should be a woman.Applicant must be part of self help group of Gujarat.Self help group should have 10 members.The government is going to provide loan to these groups and the interest will be paid by the government to the bank.
Target Beneficiary10 women who want to get credit.Women should be 18 to 6 years oldPriority to widowed abandoned sisters.Existing group whose loan is not outstanding.Target: 1 lakh groups, 1 million women and 5 million family membersOf these, 30,000 groups in rural areas and 50,000 groups in urban areas.
Assistant StandardRs. Interest Assistance up to Rs. Loan amount: Rs. 1 lakhInterest: As per 15%, maximum Rs. 5,000 / –Loan repayment: Rs. 10000 / – per annum as per installment of Rs. 1,50,000 / –Out of which Rs. 1,00,000 loan recovery and Rs. 20,000 as savings.Waiver of stamp duty: Waiver of stamp duty required for bank loan is to be given.Lending Institutions And SupportNationalized Banks, Grameen Banks, Cooperative Banks, Private Banks, Cooperative Societies and RBI Recognized other lending institutionsSupport to banks / lending institutions
Mukhyamantri Mahila Utkarsh Yojana Required DocumentsAadhar card is a very important document that you must have with you.Ration CardIncome CertificateDomicile CertificateMobile NumberBank Account NumberTwo passport size photographs